Bajaj Finserv RBL Bank credit card Review 2022    
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Bajaj Finserv RBL Bank credit card Review 2022

  • March 8, 2022
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Bajaj Finserv RBL Bank credit card Review 2022

Bajaj Finserv, for more than a decade, has established itself as one of India’s most well-known financial institutions, establishing a strong presence in the country’s financial services business. Bajaj Finserv provides innovative financial products and exceptional customer service to its customers. 

The financial products offered by Bajaj Finserv to its consumers include home loans as well as personal loans, business loans, consumer loans, fixed deposits, and many other types of financial products. It is well known that Bajaj Finserv is the industry leader in consumer loans when it comes to the Indian market. Bajaj Finserv recently released a unique range of credit cards known as the “Bajaj Finserv SuperCard,” available only to Bajaj Finserv customers.

Bajaj Finserv has partnered with RBL Bank to provide credit cards to customers. Bajaj Finserv Credit Cards have achieved significant success in the industry in a relatively short period since their introduction.

Bajaj Finserv RBL Bank credit card: Features and Benefits

Bajaj Finserv SuperCard is a one-of-a-kind credit card from Bajaj Finserv. It’s a four-in-one card that works like a credit card, a loan card, a cash card, and an EMI card. Bajaj Finserv Credit Cards are revolutionizing the industry by combining the benefits of four different financial products into one.

How to apply for a credit card?

Do you have any queries related to how to apply for a credit card? Bajaj Finserv RBL Bank credit card does not require the completion of extensive application forms. In just a few steps, you may apply for a new credit card online. The application only requires a few simple documents to be submitted.

Bajaj Finserv Credit Card offers the following features and benefits:

Instant cash loan

You can get an instant cash loan against your Bajaj Finserv Card’s available credit limit. These loans function similarly to personal loans and have a 90-day repayment period. You can pay back the loan in three EMIs at a 0% interest rate.

Instant EMIs

You may effortlessly make cashless payments with your Bajaj Finserv Credit Card, whether you are making a purchase on an online platform or in a retail shop. Then you can break down any transaction of Rs. 3000 or more into manageable EMIs.

Cash withdrawal

Bajaj Finserv SuperCard can assist you in meeting your immediate cash needs. Use your Credit Card to withdraw cash from any ATM in India for your immediate needs. You can use your Credit Card to remove the maximum amount possible. You may utilize this money for any purpose without incurring any interest charges.

Consumer loans

Bajaj Finserv RBL Bank credit card can also be used to pay off a Bajaj Finserv EMI. You may use your Credit Card to buy a wide variety of consumer gadgets online and in stores. The purchase price can be converted into a zero-interest EMI with a payback term of up to 24 months.

Advantages and perks

The rewards and benefits vary depending on the Bajaj Finserv Credit Card type. There is a fantastic rewards program in place, as well as a reward point redemption scheme that allows you to get discounts and other benefits on your purchases. Furthermore, the reward points can be utilized to pay down payments—annual savings of up to Rs. 55,000 per annum is possible.

Reward offers

When you use your Bajaj Finserv Credit Card to purchase, you can get a 5% cashback on the down payment. The maximum cashback is Rs. 1,000, and it’s only accessible at a few select partner retailers. Within 45 days, the cashback is credited to the Credit Card account.

Improved security

Bajaj Finserv Credit Cards come with enhanced security features such as zero-loss liability coverage, fraud protection, and in-hand security. These essential features provide you with cybercrime security.

Top Bajaj Finserv Credit Cards

Bajaj Finserv offers a wide choice of Credit Cards with various perks to provide its customers with a Credit Card that meets and suits their lifestyle. The following are the top Bajaj Finserv credit cards that are currently available:

Platinum Choice SuperCard

  • Joining Fee – Rs. 499 plus GST
  • Annual Fee – Rs. 499 plus GST
  • 2000 reward points as a welcome bonus
  • Fuel surcharge waiver
  • 10% discount on one movie ticket every month

Platinum Choice First Year Free SuperCard

  • Joining Fee – No joining fee applicable
  • Annual Fee – Rs. 499 plus GST
  • 2000 reward points as a welcome bonus
  • Monthly Fuel surcharge waiver
  • 10% discount on one movie ticket every month
  • Two complimentary Airport Lounge access every year

Platinum Plus SuperCard

  • Joining Fee – Rs. 999 plus GST
  • Annual Fee – Rs. 999 plus GST
  • 4000 reward points as a welcome bonus
  • Fuel surcharge waiver
  • Buy 1 Get 1 Free movie ticket on BookMyShow every month
  • Two complimentary Airport Lounge access every year

Bajaj Finserv RBL Bank Shop Smart SuperCard

  • Joining Fee – Rs. 499 plus GST
  • Annual Fee – Rs. 499 plus GST
  • 500 cashback if the user spends Rs. 2,000 in the first 30 days and pay the joining fee
  • 5% cashback on grocery shopping
  • 1,000 cashback on annual spending of Rs. 1,00,000